As one of the Internet’s leading credit intermediaries, MaxCredit offers its clients a fast turnaround time reduced to just the bare minimum. Of course, this is very convenient for the customers as they only have to wait a few days for the payment of the desired credit. Due to the short processing time, MaxCredit is an excellent credit broker when it comes to time-critical capital requirements, so-called “short-term loans” or even “instant loans”. But what about the processing time at MaxCredit in detail? What factors are important to achieve the fastest possible loan payment? We tested the well-known credit broker MaxCredit extensively with regard to the processing time involved and came to a convincing result.
The processing time for general loans / loans with Private credit
In the case of traditional MaxCredit loans, of course, the processing time is shorter than for special loans such as the loan without Private credit. According to the website MaxCredit.de, MaxCredit only needs a few hours to process an incoming credit request. Since MaxCredit works around the clock, 24 hours a day, seven days a week, loan inquiries are also processed on weekends. Ideally, the customer can therefore receive his loan documents by post after just one day .
These must of course be promptly returned by the customer, with all other documents (proof of income etc.), so that no unwanted delay arises. If MaxCredit immediately receives the signed loan agreement, the payout will be possible after three days, after a final check . The maximum internal processing time for standard loans therefore amounts to three days (average value). In addition, of course, there is the transfer period, which varies in detail from one bank to another (one to three days).
The processing time for Private credit loans / special loans
Since there is an increased amount of review work for non-Private credit and special loans in general, the internal MaxCredit processing time is extended to up to seven days . Of course, this is still an excellent value, bearing in mind that the lenders involved need to look more extensively at Private credit-free loans. It is not uncommon for Private creditfreien loans or special loans to require additional documentation. Of course, it is also important here for the customer to react quickly to incoming MaxCredit queries so that the specified processing time of one week can be met.
This is how we rate the general processing time at MaxCredit
The processing time of MaxCredit can convince in our view on the whole line. With an average three-day waiting period for “normal loans” and a waiting period of up to seven days for special loans, MaxCredit is a highly recommended credit broker even with short-term cash requirements. The short MaxCredit internal processing time is a sign of professional structures and excellent organization within the company. Many banks can really take an example of MaxCredit in this regard, as processing times like MaxCredit in the banking landscape are anything but a matter of course. At MaxCredit really great service is offered, which is especially evident from the fact that the credit intermediary operates even on Sundays and public holidays for its customers.